Saturday, June 7, 2008

My Travel Budget Went Kaput!

So the lastest comment I am getting from some my clients and prospective clients is their travel budget becoming extinct. With personal expenses rising and travel expenses rising I know no one wants to give up their vacations! We cannot afford to not have our vacations.

Actually, the rest of the civilized world thinks Americans are a strange lot by not making their vacation plans mandatory. Most Europeans have an average of 30 vacation days and believe me, they use them all! Have you ever been to France in August? Yes, the country is closed for vacation!

It's funny to me we are willing to give up our beloved r&r each year, which definitely impacts our health. Hey, remember your last vacation? How mucj fun did you have? Didn't you come home with your batterires recharged and feeling more relaxed? So what's your excuse now? Please don't whine to me you don't have any money....

Oh speaking of spending money...so how much was the last "brand name" coffee (yes you know which one)...about $5.00? Oh, and you could not resist the scone to go with it.. So about $8.00 and 500 - 700 calories later...Instant gratification only lasts so long. Okay, it's now lunch time...Of course you would not be caught dead bringing your lunch. I know you are not going to the famous fast food chain everyday for the .99 cent menu. Even if you do, you are not getting out of there for less than $5.00. Most office /work lunch breaks are more towards the $8.00 mark, if not more. So far you have blown $16.00 today just in food. Multiply that by 5 days and you spent $80.00 this week..and that means $320.00 this month. Now multiply that by 11 months....grand total $3520.00. HELLO....there's part of you vaction money.

Ladies, I know looking good is important, but really do you still really need fingernails that resemble a fumanchu mustache? You go every other week at least to get your nails done, with emnamel tips, airbrsuhed with designs and sparkles. Now you have spent at $35.00 this week plus the tip. I didn't even add in the pedicure....Bring that down to a regular manicure and you will save about $40.00 a month. Multiply that by 11 months...$440.00 you just put toward your vacation.

There are other things you can do...here's a great reason to quit smoking. Improve your health and save money too! Open a vacation savings account. The banks used to offer them. You can make your own. Take 10% of your check now that you are drinking coffee from your thermal mug you brought from home and bringing your lunch at least 3 times a week, and put it in a separate bank account. When you are ready for that vacation, the money will be there.

Now how simple it that. Why didn't you think of that????

Call me when you are ready!